Introduction
Nkwa Pay provides a unified API and customer portal to integrate mobile money payments across Cameroon into your applications, supporting both MTN and Orange mobile networks with real-time transaction monitoring.
What is Nkwa Pay?
Nkwa Pay is a comprehensive mobile money payment infrastructure that simplifies the integration of MTN and Orange mobile money services into your business applications in Cameroon. Our platform offers:
- Standardized API for both collections (C2B) and disbursements (B2C)
- 24/7 operations monitoring for all mobile network operators (MNOs)
- Automatic MNO suspension when success rates drop below acceptable thresholds
- Built-in reconciliation for pending transactions during MNO degradation
- Webhook notifications for real-time payment status updates
- Multiple language SDKs for seamless integration in your preferred programming language
Create an account on the dashboard
After you create a Nkwa Pay account, you will get access to our sandbox environment. This is a secure development environment where it’s possible to test the entire integration before go-live to make sure everything works exactly as expected.
To create an account to start using our API in the sandbox click Signup
Our sandbox and production environment are completely separated from each other. You can invite anybody into the sandbox portal, they will not get access to any production information as part of the sandbox.
Starting development
Now that you have an account on our sandbox environment, you can start developing the integration. Start by creating an API key for the sandbox environment from our portal.
This key will authenticate your requests to the sandbox environment only and should not be used in production.
Using the API
You can find full documentation of our API reference which covers all endpoints including collections, disbursements, payment status checks, and MNO availability.
For easier integration, you can also use our SDKs available in JavaScript, PHP, Python, Java, and Go languages.
Testing the Integration
Our sandbox environment is completely isolated from the production environment and allows you to safely test the integration before going to production.
- MTN test numbers can be found here: https://momodeveloper.mtn.com/api-documentation/testing
- Orange testing requires a real phone number, but you’ll use a special PIN code (e.g.,
4444) to complete the payment
We recommend testing various scenarios including successful payments, failed payments, and checking payment statuses to ensure your application handles all cases correctly.
Moving to production
Once you are confident in your integration in our sandbox environment, you will need a live API key. For that, you’ll have to complete KYC. Once all KYC documents have been reviewed, you will be able to create a live API key.
Remember to update your server URLs from sandbox to production endpoints in your application before going live. See our Using the API guide for more details on environment endpoints.