Send mobile money payments to your customers with Nkwa Pay’s disbursement API, supporting both MTN and Orange mobile networks in Cameroon.
Nkwa Pay allows you to send funds directly to your customers’ mobile money wallets. Unlike payment collections, disbursements do not require the customer to authorize the transaction with a PIN code - they simply receive the funds in their mobile money account.
The disbursement flow works as follows:
Disbursements are useful for various business scenarios including:
Once your disbursement request has been accepted for processing, it will have one of the following statuses on the Nkwa Pay platform:
Status | Description |
---|---|
PENDING | The disbursement request has been accepted and is being processed by the MNO |
SUCCESSFUL | The disbursement has completed successfully and funds have been received by the customer. This is a final state. |
FAILED | The disbursement request has failed. Common causes include invalid phone numbers, MNO service issues, or account restrictions. This is a final state. |
In the sandbox environment:
If a disbursement request fails, you will be refunded the full amount of the disbursement (amount + fees) to your Nkwa Pay account balance. No funds are lost for failed disbursements.
See our Implementation Guide for more details on integrating disbursements into your application.
Send mobile money payments to your customers with Nkwa Pay’s disbursement API, supporting both MTN and Orange mobile networks in Cameroon.
Nkwa Pay allows you to send funds directly to your customers’ mobile money wallets. Unlike payment collections, disbursements do not require the customer to authorize the transaction with a PIN code - they simply receive the funds in their mobile money account.
The disbursement flow works as follows:
Disbursements are useful for various business scenarios including:
Once your disbursement request has been accepted for processing, it will have one of the following statuses on the Nkwa Pay platform:
Status | Description |
---|---|
PENDING | The disbursement request has been accepted and is being processed by the MNO |
SUCCESSFUL | The disbursement has completed successfully and funds have been received by the customer. This is a final state. |
FAILED | The disbursement request has failed. Common causes include invalid phone numbers, MNO service issues, or account restrictions. This is a final state. |
In the sandbox environment:
If a disbursement request fails, you will be refunded the full amount of the disbursement (amount + fees) to your Nkwa Pay account balance. No funds are lost for failed disbursements.
See our Implementation Guide for more details on integrating disbursements into your application.